Built in Canada, for Canadian households.
Horizon 360 helps couples and families see their whole retirement — every account, every dollar — without ever handing their financial life to a server.
Our mission
Retirement planning in Canada is genuinely complicated: RRSPs, TFSAs, FHSAs, RRIFs, LIRA/LIF accounts, corporate dividends, CPP and OAS timing, and income splitting between partners. Most tools look at one account, for one person, at a time.
Horizon 360 brings the whole household into a single plan, with tax-aware, year-by-year projections — so you can make decisions with the full picture in front of you, not a spreadsheet of one.
Privacy isn't a feature — it's the foundation
We built Horizon 360 so your numbers never leave your device. Your plan is stored in your browser, on your own computer, and is never transmitted to or stored on our servers.
That means we can't lose your data, sell it, or hand it over — because we never have it in the first place. You can export and back up your plan at any time, and you stay in control of it.
Made in Canada
Horizon 360 is built in Canada, around Canadian account types and tax rules, and is available in both English and Canadian French.